Rural insurance

There are unique risks that come with working on the land with machinery, livestock and people.

Your success is dependent on your farm or agribusiness operating smoothly. When something unexpected happens, your business depends on quick, effective solutions. For fire, flood, theft, and everything in between we have your rural insurance needs covered. We work directly with you on the farm to protect the things that matter most to you, your family, your staff, your future.

What rural insurance covers

Our rural specialists work with you to create a personalised, cost-effective insurance package to meet your needs; to protect the things that matter most to you. No two farming operations are the same and that's why our agribusiness insurance policies are tailormade each time. 

We can provide for a broad range of risks including:

• Home and contents
• Farm assets and buildings including fences, gates, railings, yards
• Motor vehicles, motorbikes, quad bikes, planes, choppers, pleasure craft and motorhome
• Livestock, including farm dogs and working horses, for injury, theft and death
• Milk cover including penalties/demerits
• Meat contamination cover
• Machinery breakdown
• Business interruption with extensions for gross profit, increased costs of working, claim preparation costs
• Liability

Our rural insurance solutions are designed by us but fine-tuned by our rural clients to ensure they stay relevant for your current and future insurance needs.  Whatever your business risks, our specialist brokers work with you to tailor products that protect you and your farm. 

Crombie Lockwood: your rural specialists

We have a team of dedicated rural insurance brokers that operate across the country.

Our job is to understand the risks and challenges you face as an agribusiness, farm owner or operator. We are local and accessible. We are there when you need us, on the farm or on the phone.

We work alongside you to regularly review your cover, ensuring it still works for your business as it changes, and come claims time we are there as your advocates. Contact our rural insurance specialists today.